Instead of refinancing just one property, the transaction evolved into a six-property portfolio refinance across New Jersey, allowing the investor to replace high-interest debt, cover closing costs, and generate new capital for future acquisitions.
Brick City Capital structured a $2.6M refinance across 10 Princeton units, helping the investor exit a maturing bridge loan and move capital into their next acquisition.
Consolidating Private Debt While Unlocking Liquidity
When traditional guidelines eliminate the deal, structure matters more than rate.
Recapitalizing assets and acquiring units across NJ and TX, despite construction status & zero seasoning constraints
Some deals don’t fail because of credit. They fail because of insurance requirements. This was one of them.
Refinancing new construction single-family rentals in a tertiary market while facing construction loan maturity and appraisal challenges.
With no rental history and weak projected income, we rebuilt the income model and closed a $1.3M DSCR refinance in just 7 days.
The Goal: Secure a $4.4M portfolio loan for a complex 16-member LLC before a 1031 exchange deadline expires
Refinancing a New Construction Portfolio Without Stabilized Income
Complex capital in a tight escrow window
Turning a 66-Unit New Construction Portfolio Into Long-Term Financing in Just 17 Days
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